System online · Software architect & founder

> builds system architecture, Web3 infrastructure, payment rails, automation that heals itself, government-grade platforms

I design and build systems that keep working when the stakes are real: government platforms, payment rails and SaaS products.

Role
Director & CEO
Company
Dinero Technologies
Base
Mumbai, India
Focus
Architecture · Web3 · Payments

01About

Portrait of Amey Palav
Amey PalavMumbai, India

I'm a software architect who turned founder. I started out shipping mobile apps, spent two years architecting Web3 products in Dubai, and now run a company that delivers government-grade platforms, payment infrastructure and automation that businesses actually depend on.

3+

Years shipping production software

30+

Products designed and built

15+

Live deployments running today

4

Domains: GovTech, FinTech, Web3, SaaS

02Work

Selectedwork

Products designed, architected and shipped end to end. Most are live; a few run behind a login.

01AI SaaS · 2026

Greenlit

The operating system for Instagram content agencies. Every post moves from idea to script, shoot, edit, client approval and publish, with an AI producer that flags what is about to slip.

Next.js 16PrismaPostgresClaudeMuxRazorpay
Visit live
Greenlit interface
02Payments · 2026

PayGateway

Crypto payments that behave like any other checkout. USDT on Polygon, BSC and TRON, hosted checkout, payment links, POS, signed webhooks, an SDK and a WooCommerce plugin.

Node.jsReactUSDTWebhooksSDKWhite-label
Visit live
PayGateway interface
03GovTech · 2026

Field Inspection OS

A field inspection platform for government departments. Geofenced evidence, Marathi-first offline mobile app, versioned bilingual checklists and an append-only audit trail.

FastifyPostGISReactExpoOffline syncRBAC
Visit live
04Web3 forensics · 2026

Crypto Intel

A blockchain investigation platform. Traces funds across Bitcoin, Ethereum, Tron and BNB, detects laundering patterns and produces evidence with chain of custody.

Neo4jBullMQPostgresRedisReact484 unit tests
Private deployment
Crypto Intel interface
05White-label SaaS · 2026

VIPClub

A membership platform for premium nightlife venues. Rotating-QR passes, tier-gated events, table bookings, a browser door scanner and a branding studio per club.

Next.js 15FastifyPostgresRazorpayMulti-tenant
Visit live
VIPClub interface
06Web3 infrastructure · 2026

GameFi Rails

Financial rails for Web3 game economies. Embedded player wallets, a hybrid exchange on a Rust matching engine, NFT marketplace, treasury and a double-entry ledger.

RustTypeScriptMatching engineLedgerWallets
In development
GameFi Rails interface
07AI FinTech · 2026

RiskOS

One entity graph, six risk lenses. Risk scores with AI narratives, early-warning triggers, supply-chain and ESG risk, and a contagion graph for lenders and corporates.

Next.js 16PrismaNeonClaudeGraph
In development
RiskOS interface
08Automation · 2026

Automation OS

Managed business automation on a server the client owns. One-command provisioning, verified backups and a watchdog that treats silence as failure and repairs it.

n8nDockerPostgresAI agentsWatchdog
Operated by Dinero Technologies
09Tokenisation · 2026

RWA Platform

Institutional infrastructure for tokenising real-world assets. On-chain compliance registry, permissioned token, investor and issuer portals, pro-rata distributions.

SolidityHardhatPolygonNext.js 15Prisma
Testnet
RWA Platform interface

03Expertise

What I'mtrusted with

MOD_01

System architecture

I design the whole system before the first screen: data model, service boundaries, failure modes and the audit trail. Multi-tenant SaaS, append-only ledgers, offline-first sync and engines shared across products.

Multi-tenancyEvent-drivenPostgresQueuesRBACAudit trails
MOD_02

Web3

Smart contracts, wallets and on-chain data, built for people who never want to think about a blockchain. From tokenised assets and matching engines to tracing funds across chains.

SolidityEVMTRONTONHD walletsOn-chain analytics
MOD_03

Payment solutions

Payment rails that reconcile. Hosted checkouts, payment links, POS, subscriptions, refunds, settlement and signed webhooks, in both crypto and fiat.

USDTRazorpayStripeWebhooksSettlementGST invoicing
MOD_04

Automation & AI

Workflows that run without supervision and tell you when they stop. AI that proposes and a human that approves, wired into the tools a team already uses.

n8nClaudeAI agentsWhatsAppCronMonitoring
MOD_05

GovTech delivery

Platforms for departments and municipal bodies, where compliance, language and connectivity are requirements and not afterthoughts.

GeofencingBilingual UXOffline-firstDPDPCERT-In
MOD_06

Product & mobile

I started in mobile and still ship the front end myself. Interfaces, motion and the small details that make a product feel finished.

Next.jsReactFlutterReact NativeGSAPTailwind

04Journey

From appsto systems

Mar 2026 · Now

Director & CEO

Dinero Technologies Pvt. Ltd. · Thane, India

Leading a technology company that works across government systems, financial infrastructure and business automation, from structuring a project to building and operating it.

May 2024 · Feb 2026

Software Architect

Chainsense · Dubai, UAE

Architected Web3 and web products, owning the technical design from the contract and data layer up to the interface.

Dec 2023 · May 2024

Software Developer

Heckyl Technologies · Mumbai, India

Built mobile applications with Flutter for a financial technology company.

May 2023 · Dec 2023

Mobile Application Developer

Cerise Tech Solutions · Navi Mumbai, India

Where it started: shipping Android and cross-platform apps with Flutter.

05Archive

More fromthe workshop

01

Project Monitoring OS

Government project intelligenceFastify · PostGIS · React
02

Lucifer Pay

White-label payment gatewayReact · Node.js · USDT
03

LuciferChat

Anonymous encrypted messengerReact · Firebase · AES-GCM
04

TreasuryOS

Stablecoin treasury platformTurborepo · Prisma · BullMQ
05

VillaOS

Villa booking and operationsNext.js · Prisma · Auth.js
06

Catalogue OS

White-label product cataloguesNext.js · Express · Firebase
07

DineOS

Restaurant operating systemReact · Node.js · WhatsApp
08

Bookfolio

Portfolios that take bookingsNext.js · Stripe · Neon
09

KarSetu

Property tax transparencyBilingual · Audit chain
10

CartOS

Commerce automation for ShopifyNext.js · BullMQ · grammY
11

EduPulse AI

Paper tests to concept insightNext.js · Prisma · AI
12

Astro Arena

Telegram mini-app gamesReact · TON Connect · Drizzle